Terms of Use

Effective date: April 12, 2026

By downloading or using Amortly ("the App"), you agree to the following terms.

1. Use of the App

Amortly is provided for personal, non-commercial use. The App is intended as a financial modelling tool for informational purposes only. It does not constitute financial, investment, or legal advice.

2. No Warranty

The App is provided "as is" without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or suitability of any calculations produced by the App for any particular purpose. Always consult a qualified financial adviser before making financial decisions.

3. Limitation of Liability

To the fullest extent permitted by law, Jinyang Wang shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or reliance on the App.

4. In-App Purchases

The App offers optional in-app purchases ("Premium" subscription). All purchases are processed by Apple and are subject to Apple's Terms of Sale. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage subscriptions in your Apple ID account settings.

5. Intellectual Property

All content, design, and code within the App are the property of Jinyang Wang. You may not reproduce, distribute, or create derivative works without prior written permission.

6. Changes to These Terms

We may update these Terms of Use from time to time. Continued use of the App after changes constitutes acceptance of the new terms.

7. Contact

For questions about these Terms, contact us at: jinyang.wang27@outlook.com